Is job hopping still worth it in 2025? Tulsa financial expert weighs in

Changing jobs once came with big financial rewards, but that may not be the case in 2025. Kristin Afelumo with HER Planning says job seekers should rethink their expectations before making a leap.

The Job Hopping Payoff Isn’t What It Used to Be

More Americans are switching jobs than ever, but the payoff isn’t as promising as it was just a few years ago.

“It turns out not as much as it used to be,” Afelumo said.

“The premium for switching jobs just isn’t there the way it was during COVID and the last few years.”

What to Consider Before Leaving a Job

Afelumo recommends taking a more cautious and calculated approach.

“Always worth taking a look at the options,” she said.

“But plan for more time than you would have in the past. It’s taking people about six months to find the right opportunity now.”

In a tighter job market, she also says to play your cards close until you’re ready to commit to the change.

Pay Isn’t the Only Factor to Weigh

Salary still matters, but other job benefits could be even more valuable in a competitive market.

“Are they offering a significant 401(k) match?” Afelumo said.

“If you’re highly compensated, does the company offer deferred compensation opportunities? Can you get more vacation days? Work remotely? Do you like the environment?”

Sometimes, she said, it’s better to try to improve your current situation than jump into an uncertain one.

“Ask for that raise. Ask for more perks or flexibility,” she said.

“It doesn’t hurt to ask.”

Use This Time to Skill Up and Prepare

If the job market isn’t offering ideal opportunities, use this time to strengthen your resume and boost your future prospects.

“We’re seeing employers combine job descriptions, so one role might now include the work of one and a half jobs,” Afelumo said.

“Brush up on your skills. Increase your abilities in your current role. Give yourself a longer time horizon to make that transition.”